Paul Manchester Florida Health Insurance Expert
(866) 406-7151
Ask The Expert - email your Florida health insurance questions to: paul@paulmanchester.com.
What is the best source of information on Health Savings Accounts?
Downloaded by many since it first became available, HSA Road Rules is considered "the bible" of HSA info. To download your very own copy, go to:
http://www.hsainsider.com/Learn/HSARoadRules.aspx
Is Florida health insurance for individuals and families more expensive than group coverage?
Generally no. The main reason is because group coverage has to be offered regardless of health history, while individual/family coverage does not.
Should I buy my Florida health insurance directly through one of the websites?
Buying health insurance is a complicated and important process. You can't buy it on ebay or Amazon. To read an article I wrote about the pitfalls of buying health insurance online, click here.
If I make a big claim, can the insurance company cancel my policy or raise my premium?
Florida law prohibits you being singled out for a rate increase or cancellation of your individual/family Florida health insurance policy. The only reason they can cancel your policy is if you don't pay the required premium.
I'm getting ready to apply for a new Florida health insurance policy. Should I go to the doctor for a check-up first?
Generally, no. If you need emergency treatment, then by all means go! If it's a routine check-up, it might pay to wait. If the results are a little out of whack, it could cost you more in premiums for the new policy.
Downloaded by many since it first became available, HSA Road Rules is considered "the bible" of HSA info. To download your very own copy, go to:
http://www.hsainsider.com/Learn/HSARoadRules.aspx
Is Florida health insurance for individuals and families more expensive than group coverage?
Generally no. The main reason is because group coverage has to be offered regardless of health history, while individual/family coverage does not.
Should I buy my Florida health insurance directly through one of the websites?
Buying health insurance is a complicated and important process. You can't buy it on ebay or Amazon. To read an article I wrote about the pitfalls of buying health insurance online, click here.
If I make a big claim, can the insurance company cancel my policy or raise my premium?
Florida law prohibits you being singled out for a rate increase or cancellation of your individual/family Florida health insurance policy. The only reason they can cancel your policy is if you don't pay the required premium.
I'm getting ready to apply for a new Florida health insurance policy. Should I go to the doctor for a check-up first?
Generally, no. If you need emergency treatment, then by all means go! If it's a routine check-up, it might pay to wait. If the results are a little out of whack, it could cost you more in premiums for the new policy.
